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Are you flushing money down the drain by putting off refinancing?

Every year thousands of Aussie families flush their hard earned dollars down the gurgler because they put off the simple act of refinancing their mortgage. If you’re overdue, rest assured that it’s much easier than you may think! While…

Don’t blow the budget on your next property purchase

You know how it goes. You see that dream property you’ve just got to have, and then next minute, the budget is in smithereens. Well, at least that’s what happens to almost a quarter of home buyers. Here’s how to keep a lid on your…

Why it might be time to consider a principal-and-interest home loan

Australians have gravitated towards the benefits of interest-only home loans in high numbers in years gone by. But a raft of changes mean it might be a good time to start looking into the principal-and-interest option instead. In Australia, four…

Regulator to crack down on home loan lending standards

It could soon become harder for Aussie families to secure a loan directly from lenders, with the prudential regulator warning people to prepare for a crackdown on lending standards. APRA’s main concern is that banks and other lenders…